Thursday, March 12, 2020
3 Must-Dos For Retirees Who Want Additional Income
3 Must-Dos For Retirees Who Want Additional Income Fairygodboss recently published an article on how much money millennials will need to save for retirement, which rightly pointed out that there are some very handy tools online for determining exactly how much yure likely to need. That advice also got me thinking what other steps might retirees be able to take in supporting themselves once theyve said goodbye to the morning commute?A great many people who reach nearly ready to completely put down the tools. Given that retirement affords us so much more time and freedom to work on our own projects at our own pace, its hardly surprising that millions of people see it as the ideal opportunity to get busy on something new.As with most other chapters in life, though, retirement particularly an active and productive one is always best approached with a plan. Below Ive outlined a few key steps to bear in mind when sketching out ways to earn a safe secondary income.1. Have a clear goal.Aft er years of dedicated salary-earning, stepping into retirement can feel like arriving on a vast open prairie with no signposts or obvious landmarks. Liberating, absolutely but also a little daunting for those of us who like direction. If youre planning on starting up your own business venture as a retiree, it can be a very good idea to first sit down and think about precisely what youd like to achieve with it.Note that this step should come before you even settle on exactly what it is you want to doif youre picking out a venture and then thinking about what you want out of it, youre putting the cart before the horse.Perhaps your chief goal for starting a retirement business is purely financial, and a means to stretch out those savings a bit further? Or maybe youve always fancied trying your hand at a particular craft, trade or enterprise, but never had the option before?Other common goals might include learning a new skill, keeping an existing one sharp, meeting new people or simpl y rising to a fresh challenge. The point is, theyre all good reasons to launch a retirement enterprise. Come to think of it, there are very few bad ones but it absolutely pays dividends to know which ones best apply to you.Being able to keep a clear sense of your main goals in mind right from the beginning will help give you a much stronger sense of purpose, making it easier to stay focused and motivated as you move forward into the more active phases of your plan. It can also offer a greater sense of satisfaction and achievement once you start ticking those boxes or, in if things dont quite go to plan (and sometimes they wont), it can help you sense much more instinctively when somethings just not working out the way youd imagined.2. Be honest with yourself.Once youve outlined some basic aims for your project or business, the next step is to understand exactly what it is youre bringing to the table.Again, this needs to happen prior to settling on any one particular venture. Befor e any specific roles are assigned, you need to have a frank discussion with your new boss thats you now, remember? about your main skills, weaknesses and habits.This can be tricky, but honesty is key. Running a successful retirement startup is all about setting round pegs in round holes. Remember that youre effectively going to be your own supervisor, publicist, strategist, HR manager, PA, canteen cook, janitor and theres little point in taking on all of those roles in pursuit of something that doesnt really suit your interests, talents or working habits, right? Lets face it, its just not going to pan out.An effective way to approach this step can be to imagine youre interviewing yourself for an as-yet-unspecified position. Ask the sorts of questions any potential new employer would ask why do you want to work here? What would you say are your best qualities and your biggest weaknesses as a staff member? What specific scenarios have you dealt with successfully in previous jobs? Wh at aspects of a role have you tended to find particularly challenging?The beauty of doing this interview as a precursor to planning a retirement venture is that possibly for the first time in your life you can be completely open and frank when answering to the above questions.Nobody knows you better, and nobody else is judging, so avoid the temptation to sugarcoat things (which we all do sometimes, even to ourselves). Any half-truths you tell yourself at this stage will more than likely bite you in the butt once you start working for yourself.If you know you havent got the patience of a saint when dealing with annoying customers, own it. If you feel youre great at written communication but get tongue-tied on the phone, make a note of that too. If you know youre only going to want to work irregular hours to fit around your yoga, bar crawls, family visits and skydiving lessons, dont pretend youre up for a full-time gig.3. Take stock.Okay, were almost there it wont be long before yo u can start fleshing out the details of precisely what your retiree start-up enterprise is going to be. But first, have a good look around you you might find some helpful pointers sitting right under your nose, particularly if boosting your income was always the main goal here. Its always a smart idea to keep initial costs down to a bare minimum when starting out in a new retirement business, and one way many retirees do this is by using some of their existing, unwanted assets to finance those first forays into small-scale, self-starter operations.This can be as simple as selling household goods on auction sites which can sometimes morph into a business venture of its own or perhaps making better use of vacant space in your home or garden. (Many people out there make money from their unused driveway parking spots, for example, and there are always people looking to rent small office spaces even in outhouses and basements to work on novels, art projects or small start-ups of thei r own.)If you dont fancy selling on cherished souvenirs or giving up a chunk of your private space, maybe you could utilize skills you picked up over the course of your career for just a little longer on a freelance basis? Think about any useful contacts youve picked up over the course of your previous employment, and whether they might be in a position to help with whatever it is youre looking to do next.Picking up a previous line of work may be the last thing you want to do long-term in retirement, but while the skills are leise razor sharp and the demand is still out there, consulting or tutoring can be an excellent way to bring in extra start-up funds off the back of a job you only recently left. And dont forget that you can always tutor remotely via Skype or even email, which is really useful in terms of being able to set your own hours and schedules.The point here is looking for ways to foot the startup costs so that even if your business venture doesnt work out the first time , it wont end up making you a net loss.Do all of the above, and youll be well positioned to start figuring out the specifics of your retirement income plan. Once you get to this stage, youll find there are countless options available to you, regardless of what your ultimate aims might be todays prevailing culture of worldwide online connectivity means theres literally an entire planet of potential retiree startup ideas and freelance opportunities right at your fingertips. Go get em--Emily Birling is a writer and a marketer at Tubz Brands, based in southern England. Emily is interested in helping people find career opportunities that suit their lifestyle, at whatever stage of life they are.
Saturday, March 7, 2020
What You Can Do About Writing Phone Numbers for Resume Starting in the Next 8 Minutes
What You Can Do About Writing Phone Numbers for Resume Starting in the Next 8 Minutes Update your resume regularly It is an excellent concept to update your resume on a normal basis. A Career Overview should supply the reader with a fast preview of what he or shell see in your resume. Resumes are an excellent case of unstructured data. Understanding Writing Phone Numbers for Resume Utilize dot points if you prefer, but just the 1 type. If spelling a number would produce the sentence awkward, then distributions-mix a word or phrase before the number so that it doesnt begin the sentence. Your name ought to be at the exact top, and ought to stick out. A typo in your telephone number or email address is more prevalent than you may think. Writing Phone Numbers for Resume Can Be Fun for Everyone The easiest way to express massive numbers is usually best. Folks are notlage as likely to read a long resume. Writing Phone Numbers for Resume - Dead or Alive? In terms of technica l jargon, do not automatically think that the employer will understand what you are speaking about. If youre sending a resume to a company, it needs to be a given that youre obtainable for an interview and you will provide references if requested. You dont need to miss any critical calls. The very first phone call you get from a possible employer will probably be a telephone screen or a brief phone interview. The point is to write them the identical way when theyre in the exact sentence. There are various opinions about the major role of the resume, and so, how to compose a resume. Its also important to think about the type of work you really wish to be hired to do. You are also able to get a feeling of the internal language used within a specific industry or company. Analyze job ads You will see a good deal of useful info on job ads. Showing what you achieved in a quantifiable way is essential for other forms of jobs, also. Although resumes should offer all appropriate information related to previous employment, for example, phone numbers of previous employers isnt standard practice when writing resumes. In addition, they are sometimes examined very intensely. While including phone numbers may not be a frequent practice, there really isnt any harm in listing phone numbers beneath your work history info, and itll have no significant adverse effect on your resume itself. They can vary from country to country. Even then, if theres a good deal of valuable information that simple cant fit on a single page, another page is fine. Add all the new information that you believe is relevant, and courses, training programs and other academic qualifications that you may receive on the way.
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